On March 8, 2016, ExxonMobil officially launched Apple Pay support as part of its Speedpass iOS app, which allows customers to pay directly from their iPhone for gas or car usage data, so that ExxonMobil`s NFC Speedpass hardware token no longer needs to be used at the time of the transaction.  On May 4, 2016, Kohl was the first retailer to allow the use of Apple Pay using kohl`s Charge Cards or other credit or debit cards registered with Apple Pay, while earning Yes2You loyalty points by typing with Apple Pay only once. I .C. Penney has announced that they will do the same in the near future.  On April 2, 2019, Apple Pay was added for the first time in Germany after its launch at the end of 2018. [Citation required] Consors Finance (BNP Paribas), Monese, Viabuy, Crosscard, and Fleetmoney joined the 12 launch banks.  Westpac New Zealand also launched Apple Pay that day.  The service supported payment cards originally issued in the United States. On December 17, 2015, Apple announced that Apple Pay would be launched with fifteen major Chinese banks and Chinese users could use Apple Pay on February 18, 2016.  Acceptance of Apple Pay is faster than accepting traditional credit and debit cards and other payment methods. Customers no longer need to spend time looking for their wallets and finding the right card. Within apps or websites, your customers can check with a single contact when using Safari.1.
On June 1, 2016, KFC announced the acceptance of Apple Pay at some of its U.S. restaurants, with national adoption completed by the end of the summer.  Apple Pay is an Apple Inc. mobile payment and digital wallet service that allows users to make payments in person, in iOS apps and on the web with Safari. It is supported on iPhone, Apple Watch, iPad and Mac. It scans and can replace a credit chip or debit card and PIN transaction in a contactless point-of-sale terminal. It does not require Apple Pay contactless payment terminals; it works with all merchants who accept contactless payments.  It adds two-factor authentication via Touch ID, Face ID, PIN CODE or passcode. Devices communicate wirelessly with Point of Sale systems via Near Field Communication (NFC), with a secure embedded element (eSE) to store payment data securely and perform cryptographic functions, as well as Apple`s Touch ID and Face ID for biometric authentication.
Effective June 15, 2020, Raiffeisen Bank (Serbia) announced changes to its terms and conditions and announced that Apple Pay would be available for Visa cards issued by the bank, with Serbia becoming a new market for Apple Pay. In the same month, it was reported that the European Commission (EC) will open two investigations against Apple, that of Apple Pay. According to EC, Apple is “abusing” its control over its portfolio by blocking third-party payment access to its NFC hardware, allowing contactless payment. Apple objected to the claim and cited the coronavirus pandemic because of the increase in the number of people using contactless payment.  The Apple Pay experience is simple and safe, Venturo said. Merchants, for example, are no longer familiar with all sensitive data related to physical cards. Use the device`s account number to find the purchase and process the return, as in the case of a credit card, debit or prepaid payment. In Japan, you can also use the transaction ID at the receipt of the goods to find the purchase and process the return.